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220552, 186406. The principal, interest and mi payment on a $151,515 30-year usda fixed-rate loan at 6.00% and 100% loan-to-value(LTV) is $961.94. The annual percentage rate (APR) is 6.715% with estimated finance charges of $5,600. Payment includes a one-time gauarantee fee at 1.00% of the base loan amount abnd a monthly mortagage insurance payment calculated at 0.35% of the abase load amount. The 0.35% monthly mortgate insurance is required for the life of the loan regardless of your down payment or equity in your home. The principal mortgage insurance and interest payment does not include property taxes and mome insurance premiums, which will result in a higher actual monthly payment. Rates current as of 03/14/2023. Subject to Borrower Approval.